Coverage Options
Life Insurance & Final Expense
Life insurance and final expense plans give you and your family peace of mind — ensuring your loved ones aren't burdened with unexpected costs when you pass away.
Key Benefits
- Final expense (burial insurance) plans with simplified underwriting
- Whole life policies that build cash value over time
- Term life insurance for temporary coverage needs
- Guaranteed issue plans available — no medical exam required
- Coverage amounts from $5,000 to $500,000+
- Premiums locked in at the time of enrollment
Frequently Asked Questions
What is final expense insurance?
Final expense insurance (also called burial insurance) is a type of whole life insurance designed to cover end-of-life costs like funeral expenses, medical bills, and other debts. Policies are typically smaller ($5,000–$25,000) and easier to qualify for than traditional life insurance.
Can I get life insurance if I have health problems?
Yes. Guaranteed issue life insurance plans are available with no medical exam and no health questions. These plans are ideal for seniors who may not qualify for traditional coverage due to health conditions.
How much life insurance do I need?
The right amount depends on your goals — whether you want to cover funeral costs only, pay off debts, or leave a financial legacy. Our agents will help you assess your needs and find a plan that fits your budget.
Have Questions?
Our licensed agents are ready to walk you through your options — our guidance is completely free, no pressure.