Coverage Options
Medicare Advantage (Part C)
Medicare Advantage plans bundle your hospital, medical, and often prescription drug coverage into one convenient plan — often with extra benefits Original Medicare doesn't cover.
Key Benefits
- Combines Part A (hospital), Part B (medical), and usually Part D (drugs) in one plan
- Often includes dental, vision, and hearing benefits
- Many plans have $0 monthly premiums
- Out-of-pocket maximum protects you from catastrophic costs
- Must use network providers (HMO) or may use out-of-network (PPO)
- Plans vary by county — we shop all available options in your area
Frequently Asked Questions
What is Medicare Advantage?
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by Medicare. These plans must cover everything Original Medicare covers, and most include additional benefits.
How is Medicare Advantage different from Original Medicare?
Original Medicare (Parts A & B) is government-run and has no out-of-pocket maximum. Medicare Advantage is offered by private insurers, often has lower premiums, includes extra benefits, and has an annual out-of-pocket limit.
Can I switch plans every year?
Yes. During the Annual Enrollment Period (October 15 – December 7), you can switch Medicare Advantage plans, switch to Original Medicare, or make other changes that take effect January 1.
Have Questions?
Our licensed agents are ready to walk you through your options — our guidance is completely free, no pressure.